For thousands of Social Security recipients in the United States, the third week of May is one of the most anticipated dates.
This week is significant since it contains one of the biggest groupings on the payment schedule, even if deposits are made throughout the month. It is crucial to find out if you are on this list if you haven’t received your check yet.
Dates are allocated depending on the beneficiary’s birthdate and the date they started receiving benefits, which is how the Social Security Administration (SSA) arranges monthly payments.
By distributing payments over four distinct dates throughout the month, this technique helps to prevent system congestion and potential delays.
Furthermore, the precise date of money receipt is also influenced by the manner of collecting. The money is typically available the same day it is sent if you have direct deposit. If not, it could take up to three business days for the payment to show up.
This week, who receives Social Security benefits?
Group 2, one of the primary distribution categories for the month, is represented this week. You need to fulfill the following two requirements in order to get your check on Wednesday, May 14:
- Social Security benefits must have begun after May 1997.
- You must have been born in any month between the first and the tenth.
Your payment was made on the 14th if you fulfilled both prerequisites. The money should have been in your account that same day if you had direct deposit.
Depending on your bank or method of collection, it may still come between the 15th and the 17th if you do not have direct deposit.
The 2.5% cost-of-living adjustment (COLA) for 2025 is already included in this payment. This is the updated amount that will be applied to all monthly benefits beginning in January; it is not a one-time raise or additional bonus.
Read Also: Social Security Payment Update: Who Qualifies for $2,826–$4,018 Next Week?
How much is the most you can receive this month?
The beneficiary’s work history, total income over the course of their career, and the age at which they decide to start retirement all affect how much they get from Social Security. These are the upper bounds for each circumstance in 2025:
- For individuals who receive SSDI or retire at full age (FRA), the monthly payment is $4,018; for those who postpone retirement until age 70, it is $5,108.
- a smaller sum if an early retirement request was made at age 62.
Although these figures represent the upper limit of what an individual can get depending on their profile, the majority of beneficiaries do not receive the whole amount.
This week is when the new monthly income for people who fit group 2 requirements arrives. Verify the status of your payment by checking your bank account or the my Social Security page if you haven’t noticed it yet.
