Although California is known for having expensive living expenses, many tiny towns in the state provide a tranquil, reasonably priced lifestyle that is ideal for Social Security-dependent retirees. Stretching your benefits is not only feasible but also fun in these eleven quaint communities.
Clearlake
- Median Home Price: ~$259,000
Why It’s Cheap: Clearlake has a lot of recreational activities, a tight-knit community, and lakefront peace. For retirees looking for value and scenic views, the cost of living is significantly lower than the state average.
Barstow
- Median Home Price: Low compared to state average
Why It’s Cheap: Barstow, which located in the Mojave Desert, is renowned for its modest housing expenses and simple way of life. With easy access to essential facilities and a strong feeling of community pride, it’s a sanctuary for people seeking affordability and tranquility.
Oroville
- Median Home Price: Among the lowest in California
Oroville’s warm temperature, beautiful parks, and recreational possibilities make it an affordable community. For people on fixed incomes, housing is still accessible and the cost of living is reasonable.
Ridgecrest
- Median Home Price: Well below state average
The Reason It’s Cheap: Ridgecrest, which is located in the high desert, offers affordable accommodation and a more leisurely pace of life. For retirees who wish to optimize their Social Security income, it’s a sensible option.
Williams
- Median Home Price: Affordable for California
Why It’s Affordable: Williams is a small farming community with some of the lowest living expenses in the area and a laid-back way of life. For retirees who value a rural environment and a sense of community, it’s ideal.
Susanville
- Median Home Price: Low
Why It’s Cheap: Susanville, which is tucked away in northeastern California, provides a peaceful, community-focused way of life. For seniors on a tight budget, the cost of living is appealing and there are plenty of outdoor activities.
Johnstonville
- Median Home Price: Very low
The cost of living in Johnstonville is more than 10% lower than the state and national average, which explains why it’s affordable. It is a hidden gem for retirees because of its tranquil surroundings, low crime rate, and rustic appeal.
Read Also: These 10 Texas Towns Are So Affordable, Social Security Is Enough
Kernville
- Median Home Price: Affordable rentals and homes
Why It’s Affordable: Kernville, which is tucked away along the Kern River, is a favorite among retirees due to its picturesque surroundings and affordable cost of living. Its attraction is increased by outdoor activity and a tight-knit community.
Cedarville
- Median Home Price: Among the lowest in the state
The cost of living in Cedarville, which is located in far northeastern California, is more than 40% lower than the national average, which explains why it is affordable. It is a sensible option for elders due to its peaceful, rural setting and easy access to medical care.
Groveland
- Median Home Price: ~$449,000
Why It’s Cheap: Groveland, which serves as a gateway to Yosemite, has reasonably priced homes and a lively town. It appeals to Social Security recipients because of its outdoor activities and laid-back lifestyle.
Important Characteristics of These Towns:
- Low-cost housing
- Basic facilities and healthcare accessibility
- Plenty of outdoor activities
- A strong sense of community
- Calm, small-town ambiance
These communities demonstrate that living off of Social Security alone in California is not only feasible but also incredibly fulfilling.
