The majority of the time, the Social Security benefits of a deceased spouse are transferred to the surviving spouse. However, there are a few special variables that must be taken into account when establishing who is eligible for certain benefits and how to apply for them.
Numerous individuals are frequently ignorant of the fact that they are eligible to receive Social Security payments from their deceased spouse, which are referred to as survivor benefits.
However, it is essential to investigate these choices as part of your financial planning.
The surviving spouse is not the only person who may be eligible for these payments; other relatives, such as certain children or dependents and the deceased person’s parents, may also be eligible.
If you are the spouse, ex-spouse, child, or dependent parent of a person who worked and paid Social Security taxes before to their death, you may be entitled for benefits under the Social Security Administration.
Who is eligible to receive survivor benefits from Social Security?
Both current and former spouses
If any of the following apply to you:
- In the event that you have a disability, you must be between the ages of 50 and 59 years old, or you must be at least 60 years old;
- They had been married for a minimum of nine months before to the passing of their spouse, and they had not remarried before the age of sixty (or fifty if they were incapacitated).
Existing spouses who have been married for a minimum of ten years, in addition to certain legitimate legal relationships that are not related to marriage, may be eligible.
No matter how old you are or how long you have been married, you can be eligible for the program. A typical illustration of this would be if you were caring for a child of the person who had passed away.
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Little ones
In order to be eligible, the offspring of a deceased person must be unmarried and meet the following criteria:
- They are between the ages of 18 and 19 and are enrolled in school full-time from kindergarten through high school. They are younger than 17 years old.
- If a person develops a disability at the age of 21 or younger, they are considered to be of any age.
- Depending on the specifics of the situation, we may also provide benefits to married children, stepchildren, adoptive children, grandkids, and step-grandchildren.
Children who are adults and have disabilities
If one of the child’s parents has passed away, the child may be eligible for the program if they are an adult and have a condition that began before the age of 22.
Parents who are dependent
If you are 62 years old or older and were financially supported by your son or daughter who has passed away, you may be eligible for this program.
