Are you prepared to organize your month? Not everyone will get their Social Security Disability (SSDI) benefits on the same day in May 2025.
The funds will be deposited into your account on May 14 if your birthday falls between May 1 and May 10. Payment will be made on the 21st to those born between the 11th and the 20th, while those born between the 21st and the 31st will have to wait until the 28th.
Easy, isn’t it? We can all breathe easier and the SSA avoids traffic in this way.
Speaking of figures, the monthly maximum you were eligible to get increased from $3,822 to $4,018 in the previous year.
The 2.5% cost of living adjustment (COLA), which was implemented to preserve purchasing power in the face of inflation, is to blame for this increase.
Don’t get too enthusiastic, of course; even while any rise is welcome, the average monthly payment is still about $1,580. Would you like to know how much you have?
You can utilize online calculators like Atticus’s or check it in your mySocial Security account.
In May 2025, who is eligible to get SSDI benefits?
It’s not limited to employees with disabilities. Your family may also profit if you fulfill the requirements. Spouses and children are eligible to receive up to 50% and 75% of your award, respectively.
There are explicit requirements for all of this: you must have held employment that generates Social Security taxes and accrue sufficient “work credits” (such as years of contributions).
Furthermore, you must be unable to work continuously or for a minimum of a year due to your medical condition.
What if you were employed by the government or had another pension? Be cautious.
If you receive benefits from employment that are not covered by the system, including some government jobs, the new Social Security Fairness Act may have an impact on your payments.
Even though retirement pensions are the focus of these reforms, it is still advisable to exercise caution when combining SSDI with other sources of income.
Being disabled alone does not qualify you. The SSA assesses your ability to make more than $1,550 a month, which is the 2025 cap. Your benefits may be suspended if you surpass that amount, even for a little period of time.
Verify your employment credits as well; if you are 31 years of age or older, you must have earned at least 20 credits throughout the previous ten years.
Younger individuals need less, but they still need to have a steady record.
Changes to the law that affect you if you get SSDI benefits
Beneficiaries with disabilities are not the only ones impacted by the Social Security Fairness Act.
It eliminates unfair reductions brought on by external pensions by changing the way benefits are determined for public employees, such as teachers and police officers, beginning in 2024.
If you are on SSDI and have another pension, you may notice an increase in your payments beginning in April 2025, however this is more likely to effect retirees.
Naturally, the SSA will send you a letter with the specifics, but the money can arrive before the letter.
Refer to the official payment schedule or the 2025 Social Security Disability Benefits Pay Chart if you have any questions.
All of the most recent information is available, without any deviations. Additionally, keep your medical records current to prevent surprises as conditions are checked on a regular basis.
