Over 7 million Americans with modest incomes benefit from the Supplemental Security Income program.
Social Security Insurance (SSI) is a nationally financed payment that assists blind individuals, people with disabilities, and elderly over 65 make ends meet.
Therefore, if you are not blind and do not have a qualifying handicap, the earliest age at which you can get these monthly payments is 65.
The good news is that receiving Social Security retirement payments at the same time is doable. Due to its compatibility, you could be on both payments.
Furthermore, there is no cutoff date for SSI applications. Actually, you can apply for this Federal benefit at any time of the year.
It is best to apply as soon as possible. It can take longer than you anticipate for Social Security to make a judgment.
Who is eligible to get SSI benefits of $1,450?
In actuality, only qualified married couples who are eligible for the full amount and receive no reductions are able to receive up to $1,450. If you have little money and few resources, it’s a great sum.
However, you can receive up to $967 if you’re an individual. Following the most recent 2025 Cost-of-Living Adjustment, which increased payments by 2.5%, this is the current maximum amount for Supplemental Security Income.
These upper limits will not change until December 30, 2025. Updated amounts will be included in the December 31 SSI payment after Social Security verifies the COLA increase in October of this year.
Supplemental Security Income is available to critical persons in addition to individuals and married couples. In 2025, their maximum is $484, up from $472 in 2024.
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Conditions for receiving SSI benefits
You should review the essential requirements if you are unsure if you are eligible for Supplemental Security Income. After that, you can use a Social Security program to verify your eligibility online.
Important prerequisites for SSI:
| Income | Must have limited income |
| Resources | Must have limited resources |
| Citizenship/Status | – Must be a U.S. citizen or U.S. national – Certain non-citizens who fit within specific DHS-recognized alien classifications might be eligible. |
| Residency | – Must be a resident of the Northern Mariana Islands, the District of Columbia, or one of the 50 States. – Absence from these regions for a full month (30 days) is not permitted. |
| Institutional Status | Must not be in a hospital, jail, or other government facility at the cost of the government. |
| Other Government Benefits | Even if you get pensions or Social Security benefits, you can still apply. |
| Application Process | – Filing is required – Must permit SSA to check financial records |
| Additional Notes | Other requirements may apply |
Are you unsure if your income qualifies you? Next, click the following link to complete the brief survey Social Security has developed to determine your eligibility: www.ssa.gov/prepare/check-eligibility-for-benefits
